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Archive for the ‘Healthcare’ Category

Steve is out of town and John Ramos will be the group facilitator  

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 WHAT ARE YOUR HEALTH CARE PREMIUMS? 

FINDING HEALTH CARE INSURANCE

(Especially with HIV)

 

Our topic this week is obtaining medical health care insurance. We have an expert guest speaker, Clifton W. Eserman, who will provide a wide range of options, plans and assistance programs available. This will be a comprehensive topic discussion.

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Cliff has 20 years of experience in medical health care consulting. He owns a company located in Wilton Manors. Cliff has been the health insurance expert speaker at the Department of Health’s Men’s Wellness Conference and has been a consumer’s guardian advocate for participants under the ADAP program which has resulted in significant reforms for the betterment of consumer’s choices.

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1757E540-450E-4BEB-A038-B6688A0904FF

  1. Clifton W. Eserman, PHIAS® HIA®

    Specializing in ACA (Affordable Care Act). ON/OFF Exchange & Medicare Supplements, MA (HMO / PPO / RPPO), & Specialty SNP MA Plans

 

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Print

 

Print

    www.incompasinsurance.com

 

 

 

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Steve is out of town and John Ramos will be the group facilitator  

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HOW & WHERE TO FIND

HEALTH CARE INSURANCE

(Especially with HIV)

 

Our topic this week is obtaining medical health care insurance. We have an expert guest speaker, Clifton W. Eserman, who will provide a wide range of options, plans and assistance programs available. This will be a comprehensive topic discussion.

.

Cliff has 20 years of experience in medical health care consulting. He owns a company located in Wilton Manors. Cliff has been the health insurance expert speaker at the Department of Health’s Men’s Wellness Conference and has been a consumer’s guardian advocate for participants under the ADAP program which has resulted in significant reforms for the betterment of consumer’s choices.

.

,

1757E540-450E-4BEB-A038-B6688A0904FF

  1. Clifton W. Eserman, PHIAS® HIA®

    Specializing in ACA (Affordable Care Act). ON/OFF Exchange & Medicare Supplements, MA (HMO / PPO / RPPO), & Specialty SNP MA Plans

 

.

      

Print

 

Print

    www.incompasinsurance.com

 

 

 

.

 

 

Read Full Post »

Steve is out of town and John Ramos will be the group facilitator  

.

.

 $$ WHAT ARE YOUR HEALTH CARE PREMIUMS?

FINDING HEALTH CARE INSURANCE

(Especially with HIV)

 

Our topic this week is obtaining medical health care insurance. We have an expert guest speaker, Clifton W. Eserman, who will provide a wide range of options, plans and assistance programs available. This will be a comprehensive topic discussion.

.

Cliff has 20 years of experience in medical health care consulting. He owns a company located in Wilton Manors. Cliff has been the health insurance expert speaker at the Department of Health’s Men’s Wellness Conference and has been a consumer’s guardian advocate for participants under the ADAP program which has resulted in significant reforms for the betterment of consumer’s choices.

.

,

1757E540-450E-4BEB-A038-B6688A0904FF

  1. Clifton W. Eserman, PHIAS® HIA®

    Specializing in ACA (Affordable Care Act). ON/OFF Exchange & Medicare Supplements, MA (HMO / PPO / RPPO), & Specialty SNP MA Plans

 

.

      

Print

 

Print

    www.incompasinsurance.com

 

 

 

.

 

 

Read Full Post »

Steve is out of town and John Ramos will be the group facilitator  

.

.

 WHAT ARE YOUR HEALTH CARE PREMIUMS?

FINDING HEALTH CARE INSURANCE

(Especially with HIV)

 

Our topic this week is obtaining medical health care insurance. We have an expert guest speaker, Clifton W. Eserman, who will provide a wide range of options, plans and assistance programs available. This will be a comprehensive topic discussion.

.

Cliff has 20 years of experience in medical health care consulting. He owns a company located in Wilton Manors. Cliff has been the health insurance expert speaker at the Department of Health’s Men’s Wellness Conference and has been a consumer’s guardian advocate for participants under the ADAP program which has resulted in significant reforms for the betterment of consumer’s choices.

.

,

1757E540-450E-4BEB-A038-B6688A0904FF

  1. Clifton W. Eserman, PHIAS® HIA®

    Specializing in ACA (Affordable Care Act). ON/OFF Exchange & Medicare Supplements, MA (HMO / PPO / RPPO), & Specialty SNP MA Plans

 

.

      

Print

 

Print

    www.incompasinsurance.com

 

 

 

.

 

 

Read Full Post »

The AIDS Institute has reached out concerning an amicus brief that is being prepared on the Halbig case (the issue before the court in this case is whether premium tax credits within federal marketplace states were lawful or not). They want to include in the amicus some stories to demonstrate the severe impact on people with HIV/AIDS if the court decided that the premium tax credits were unlawful.

Specifically, the AIDS Institute is looking to identify an individual, or several, who:
1. is/are living with HIV or AIDS,
2. have purchased health insurance through the Florida Marketplace,
3. qualify for subsides on ACA plan purchases, by Premium Tax Credits and/or Cost Sharing Reductions,
4. are willing to publically shared her/his experiences by inclusion in an amicus brief

Patients or their advocates should feel free to contact The AIDS Institute’s state policy analyst – Jesse Fry – at (850) 339-6395 or via email: jfry@theaidsinstitute.org (I’m copying Jesse on this e-mail). Of course, they can always contact me directly with any questions or concerns.

The time frame on this is short, so they ideally need to connect patients to lawyers by Oct. 9. Thanks for any help you can provide on this!
Best regards,
Vicki A. Tucci, Esq.
Lead Navigator
Healthcare Access Partnership Initiative (HAPI)
Legal Aid Society of Palm Beach County, Inc.
423 Fern Street, Suite 200
West Palm Beach, FL 33401
Telephone: (561) 655-8944, ext. 252
Cellular Phone; (561) 859-9128
Facsimile: (561) 655-5269
website: legalaidpbc.org
vtucci@legalaidpbc.org

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hiv44

According to the Centers for Disease Control, 34% of gay or bisexual men living with HIV don’t know. Moreover, one in five gay men in major U.S. cities is HIV positive. Nearly half don’t know it. It doesn’t have to be this way.

Let’s bring HIV out of the closet this National Gay Men’s HIV/AIDS Awareness Day, September 27th. YOU NEED TO KNOW TOO!  

 

mb-2tics

1) How many sizes of condoms are there?
Regular and large
Many different sizes
One size fits all
2) How effective are male condoms when used correctly?
45%
78%
97%
3) At what point during sex should the condom be put on the penis?
Before the penis is erect (hard)
Just before the point of ejaculation (Cumming) to catch the semen
While erect before there is any contact between the penis and your partner’s body
4) If you wear two condoms it will give you twice as much protection
True
False
5) CDC’s recommendation for sexually active gay and bisexual men with multiple sex partners, or who inject drugs is to get tested:
Every three months
Every six months
Once a year
6) You are three (3) times more likely to acquire HIV if you have an STD
True False
7) You can get HIV, gonorrhea, chlamydia and herpes through oral sex
True
False
8) An HIV positive person may not show symptoms for years. The only way for you or your partner to be sure is to get tested.
True
False
9) If I’m receiving treatment and taking my medication, I cannot spread the HIV virus
True
False
10) Match the labels with the condom typescondom types
A. Female Condom B. Dental Dam C. Male Condom
B. Male Condom C. Female Condom A. Dental Dam
C. Female Condom B. Dental Dam A. Male Condom

FOR ANSWERS:

 
 

 

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The topic this Wednesday October 16, 2013 is Healthcare. We can discuss the Affordable Care Act (Obamacare) and your issues with signing up. October 15-December 1 is also the election period for signing up for plans under Medicare. We can discuss Medicare Supplement vs Medicare Advantage plans.

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logo-AHFThere’s a new sponsorship procedure in place here at AHF.
AHF is hosting a free luncheon to patients, providers and case managers who are interested in learning more about AHF Healthcare Centers, AHF Pharmacy and Positive Healthcare Partners.
This could be especially helpful for people you know who are struggling with accessing care and treatment. The details are below.
Who: Interested parties and AHF representatives 
What: Casual luncheon to discuss the needs of patients and what AHF has to offer
Where: 6405 N. Federal Hwy. Suite 205, Fort Lauderdale, FL 33308
When: Thursday, June 27 @ 12pm

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Ryan White Eligibility

I would like to clarify the process for making the initial call to determine eligibility for Ryan White. If a person has never been enrolled in the Ryan White part A program, they must call 954-566-1417 initially to make an appointment. If the person wants to meet with someone to determine eligibility in a place other than the Hollywood office, they should request that at the time of the initial call. They will either schedule the appointment on the initial call or give the person the telephone number to call the site where they want to go. If a person was previously enrolled in Ryan White and wants to make an appointment to determine eligibility so they can re-enroll in the program, they can call the site directly where they had a case manager and meet with an eligibility specialist there.

 

Thank you again for inviting me. If anyone has any questions they can call me at 954-568-7373 ext. 2234

 

Nancy MacColl

Behavioral Health Counselor

Broward House, Inc.

2800 NE Andrews Ave.

Wilton Manors, FL 33311

Tel: 954-568-7373 x 2234

Fax: 954-563-5923

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CD4 Tests Aren’t Needed More Than Once a Year If HIV Is Suppressed

When an HIV-positive person’s virus is suppressed, the event of CD4 cells dropping significantly is so unlikely that CD4 tests more than yearly are probably unnecessary, especially if the immune cells are already above 300, aidsmap reports. The United States Department of Veterans Affairs conducted a study of HIV-positive people taking antiretrovirals (ARVs) to ascertain the risk of their CD4 cells falling below 200—which would put them at risk for opportunistic infections—provided their viral load was suppressed below 200.


The study included 832 people receiving HIV care between 1998 and 2011, all of whom had CD4 and viral load tests taken in conjunction with one another, with a median of 113 days separating tests. Ninety-three percent of those studied kept their CD4 counts above 200 when they were virally suppressed. A total of 61 participants experienced CD4 counts below 200, although for 24 of them the cause of the drop was not related to the virus.

The researchers deduced that people who are virally suppressed and have CD4 counts between 300 and 349 have a 95 percent probability of maintaining CD4 counts above 200 over a four-year period. When CD4 counts were above 350 at the outset, the probability increased to 97 percent and to 99 percent when non-HIV-related causes of the drop in CD4 cells were factored out.

The study authors argued that reducing CD4 screens to once per year for virally suppressed patients would save both money and the anxiety patients often suffer from observing the fluctuations in CD4 counts that aren’t clinically relevant.

To read article CLICK HERE

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